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  <namePart>Sugiarto, Agus</namePart>
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  <namePart>Puspani, Ni Nyoman</namePart>
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   <placeTerm type="text">Jakarta</placeTerm>
   <publisher>Departemen Riset Sektor Jasa Keuangan OJK</publisher>
   <dateIssued>2022</dateIssued>
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  <languageTerm type="text">Indonesia</languageTerm>
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 <note>Climate changes poses new challenges to the banking sector. Thus, in this paper, we investigate the effect of climate change on bank loans using panel data covering 7,865 banks in Indonesia from 2011-2021...</note>
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